Our services
Life Insurance That Protects You — Not Just Your Family
Most people think life insurance only matters after you’re gone.
But today’s policies are smarter.
At World Financial Group (WFG), we offer life insurance solutions that provide benefits while you’re still alive — including living benefits, retirement savings, and coverage for critical illnesses. And the best part? You may qualify even if you don’t have a Social Security number or legal status.
Who We Help?
We specialize in helping:
- 🚚 Truck drivers and trucking business owners
- 👨👩👧👦 Self-employed and small business families
- 🌍 Immigrant communities (Ukrainian, Russian, Belarusian, Lithuanian, and more)
- 🛠️ Those without U.S. citizenship, green cards, or SSNs
We speak Ukrainian, Russian, and English, and we understand your situation. Our goal is to educate first, not push sales.
What Is Life Insurance?
Life insurance is a contract where, in exchange for small monthly payments, the insurance company promises to pay a large tax-free amount to your family if you pass away.
But modern life insurance offers much more:
- Pays out while you’re alive (if you get critically ill)
- Grows money inside the policy you can use later
- Can be used for retirement, college savings, or emergencies
Types of Life Insurance We Offer
Term Life Insurance – Simple & Affordable
- Coverage for 10, 20, or 30 years
- Lower monthly payments
- Best for: young families, new homeowners, budget-conscious
Permanent Life Insurance (Indexed Universal Life – IUL) – Lifetime + Savings
- Coverage lasts your whole life
- Builds cash value that grows tax-deferred
- You can borrow from it later for retirement, home purchase, or emergencies
- Best for: long-term planners, retirement savings, building generational wealth
You need to
Living Benefits: Protection You Can Use
If you become seriously ill — like getting a:
- Cancer diagnosis
- Heart attack
- Stroke
- Major injury or chronic condition
…your policy can pay you directly, up to $10,000/month depending on the policy. No hospital receipts or restrictions. You use the money however you need: rent, medicine, family expenses, or time off work.
💬 One client used her living benefits to cover rent and treatment after a sudden cancer diagnosis—without going into debt.
Real Policy Example (Living Benefits + Cash Value):
- $500,000 death benefit
- $10,000/month for critical illness
- $100,000+ tax-free cash value in retirement
- Payments as low as $40–$150/month (based on age and health)
Can I Qualify Without Status or SSN?
✅ YES!
We work with trusted carriers that accept:
- ITIN
- Foreign passport
- No green card or SSN
- CDL holders and self-employed individuals
We make it easy and confidential.
FAQ
Frequently Asked Questions
Is life insurance expensive?
Some policies start under $1/day. We’ll show you all your options.
Can I cancel or change later?
Yes — we work with flexible carriers.
Can I get insured with health conditions?
Often yes — we work with over 20 companies to find the right fit.
Does it work if I leave the U.S.?
Yes. Some policies offer global protection and access.
About Me
My name is Dariia Butriy
I’m a licensed financial professional at World Financial Group. I help immigrant families across the U.S. secure financial protection and build wealth for the future.
I came to this country alone. I had to figure everything out by myself.
Now, I help others avoid the financial stress I’ve seen too often.
You don’t need to be perfect—you just need to be prepared.
I’ll help you understand your options — no pressure, just honest advice.
Fill out the form below and I’ll contact you within 24 hours.
Contact Us
Have questions? We’re here to help!
Welcome to Trucking Experts, your trusted partner in optimizing safety and accounting for trucking companies. Led by Dariia Butriy, we simplify complex processes, ensuring your business operates smoothly, safely, and efficiently. Our mission is to make safety and accounting seamless and stress-free, so you can focus on driving success.